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Did you ever wonder about all those web sites that encourage you to click on a link for a free car loan quote? Before you bounce from web site to web site, you may want to read on and see how we can offer you a smarter alternative.
Most consumer car shopping web sites are designed with only one type of customer in mind. They either offer a free car loan quote to customers with good credit, or they offer pie-in-the-sky promises to customers with bad credit. These bad credit consumers see slogans such as "guaranteed financing" and "all applications accepted" and assume that they will be driving a new car the next day – just as soon as they fill out the application. At the opposite end of the spectrum, many people with bad credit automatically assume that they can’t get a car loan – especially if the lender sees their credit report. In many cases, this just isn’t true.
So how do you handle both types of customers – those with good credit and those whose credit is tarnished?
For us, the choice was simple. Establish a nationwide network of affiliate dealers that handle the full spectrum of auto finance. Is you credit perfect? Great. Our affiliate dealers are experts when it comes to giving a free car loan quote to online new and used car buyers.
If you have less than perfect credit, you need to realize that any loan not based on a credit check will certainly not improve your FICO score – something that’s very important if you want to improve your credit and get “back in the game.” It’s also important that you realize that we’ve helped thousands of customers with bad credit buy a car and begin reestablishing their credit.